.svg){kind=small}
What Does Auto Insurance Cover?
Auto insurance provides a range of essential coverages to protect you, your vehicle, and others on the road.
This includes:
• Liability Insurance: Assists when you are at fault for an accident, covering bodily injury and property damage to others.
• Collision Coverage: Pays for repairs to your car if it’s damaged in an accident, regardless of who is at fault.
• Comprehensive Coverage: Covers damage to your car caused by non-collision events such as theft, fire, vandalism, hail, or a falling tree branch.
• Uninsured/Underinsured Motorist Coverage: Protects you if you’re involved in an accident caused by a driver with insufficient or no insurance.
• Medical Payments (MedPay): Helps cover medical expenses for you and your passengers, regardless of fault.
• Personal Injury Protection (PIP): Provides additional coverage for medical expenses, lost wages, and other costs resulting from an accident.
• Roadside Assistance: Offers services like towing, tire changes, and jump-starts if you’re stranded on the road.
• Rental Car Reimbursement: Helps pay for a rental car while your vehicle is being repaired due to a covered loss.
• SR-22 Insurance: Assists high-risk drivers in meeting Georgia’s financial responsibility requirements. personal auto insurance.
